As we close out the year, the December 2025 market stats for Northeast Florida paint a picture of a shifting landscape. It’s not all “doom and gloom,” nor is it a “frenzy”—it’s a market finding its new balance. Whether you are looking to buy or sell in the new year, here is the honest truth about where we stand.
The “Pros” for Buyers: Affordability & Stability
If you’ve been waiting for a break, December offered a few green lights.
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Better Affordability:Â The biggest win in this report is the Home Affordability Index, which shot up 29.2%Â (reaching an index of 93) compared to the previous timeframe1. This suggests that the combination of prices and rates is finally moving in a direction that helps buyers’ purchasing power.
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Price Stability: The Median Sales Price settled at $364,490, a slight decrease of 0.2%2. The days of runaway price hikes seem to be paused, giving you a chance to breathe.
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Less Competition: With New Pendings down significantly by 26.8% (1,191 contracts), fewer buyers were locking down homes in December, meaning you might face fewer bidding wars right now3.
The “Cons” (and Reality Checks) for Sellers
Sellers are still closing deals, but patience is now a requirement, not an option.
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It Takes Longer to Sell: The days of instant offers are fading. The Days on Market increased by 6.4% to an average of 50 days4. You have to be prepared to hold for nearly two months on average.
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Negotiations are Back: Sellers received 96.9% of their list price on average (down 0.2%), and the number of homes closing over list price dropped by 5.1% to just 9.5% of sales5. Pricing correctly from Day 1 is critical.
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Inventory Crunch: Active Inventory dropped by 12.2% (7,952 homes), and New Listings fell by 19.8%6. While this means less competition from other sellers, it also indicates a sluggishness where fewer people are willing to move.
Looking Forward to 2026 🥂
We are ending 2025 with 3.6 months supply of inventory, a drop of 29.0%7. This is technically still a “seller’s market” (under 6 months), but it feels more neutral.
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Prediction:Â The sharp drop in new listings and inventory suggests we are starting 2026 with a tight supply. If demand picks up even slightly in Q1, we could see competition heat up again simply because there aren’t enough houses for sale.
The Bottom Line:Â 2025 was a year of adjustment. 2026 is shaping up to be a year of opportunity for those who study the numbers and act strategically.
Here’s to a healthy, happy, and successful New Year! Let’s make your 2026 real estate goals happen.
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